Richard Gigliotti

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Richard Gigliotti | Investment Advisor

Richard Gigliotti started his career in financial services way back in 1999 helping out a retirement radio show that focused on "The IRA Time Bomb". He was licensed in 2001 with his Series 7 and 63, and he added his Series 4 license, Registered Options Principal, in 2004. He decided that tax and retirement planning was his true passion, so he passed his Series 65 in 2007, which would allow him to be a fiduciary for his clients. Rich also holds his Life Health & Disability license for the states of CA, TX, and CO.

Some of Rich's accomplishments include: Editorial Board two years in a row for a major tax guide that sold over 10 million copies! He was part of a tax desk that answered questions from financial advisors across the country. He also graduated from SDSU with a Bachelor of Science in Business Administration with emphasis in Finance. He decided to further his education and finished a 17 month Executive Financial Planning Program from SDSU in 2005 which allowed him to further his knowledge in corporate benefit plans. Rich often says that at one point in his career he knew over 50 company 401(k), pension, and medical plans. He now focuses on a handful of companies in the telecom, technology, energy, and defense areas.

Rich was influenced at a young age by his dad who was incredibly well versed and successful in the stock market. Unfortunately, Rich's first experience with the stock market was not what you'd expect being under the wings of such knowledge. His initial investments took place in 1999. What came next? I am sure you remember the year 2000. It was not just a millennium change, but the year the stock market took a huge hit. Rich had invested his life savings which was at that time, $15,000, from money he saved working part time during college. Rich definitely learned the hard way that there are no guarantees, and it made him realize timing was important. Rich attributes this lesson learned at such a young age in this business as something that motivated him to make sure his clients' investments are allocated correctly and that they understand the importance of the timing of distributions. When it comes down to it, Rich's true passion is helping people.

Rich is married to his high school sweetheart, Joy. They added a son, Lucas, to their family in 2013, who loves chasing their American Eskimo, Bella, all around the house. 



Strategies for Financial Independence

To schedule a time to discuss your financial future, The Retirement Formula TM, and build your financial strategy, contact us at info@capitalincomeadvisors.com or call us at (800) 875-1986 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment options to custom suit their needs and objectives.

Have Questions for our team?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

Complimentary
Retirement Kit

Before you can plan your retirement, you need to know the facts. Fill out the form below to request our complimentary retirement kit today.

Get access to our helpful retirement kit which includes three guides that address topics you should consider when planning your retirement.



Privacy Policy | Terms of Use

*Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.

The retirement kit is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.

Advisory services offered through Securities America Advisors, Inc. Martin Shapiro, Representative and advisory services offered through Arbor Point Advisors, LLC Richard Gigliotti, Jeremy Keating and Alexander Mele, Representatives.CA Insurance Licenses: Jeremy Keating #0E28476; Richard Gigliotti #0H83102; Alexander Mele #0H82823; Martin Shapiro #0681852

Securities offered in the states of CA, TX, NY, NJ, PA, AZ, NV, MA, CO, AR, GA, IN, MS, MT, OR, TN, WA, WI, LA, FL, DE, NC, SC, MN